Lending & Utilization

Supply & Withdraw

The first step to take as an LP is to deposit Supply Liquidity on Genera, either to provide as lending liquidty to other borrowers or to use as collateral to borrow against. LPs can supply assets as 'lending supply' on the Markets page, by simply navigating to the supply section of the UI and depositing assets into a pool of your choice.

Once the 1.'approve' and 2.'deposit' transactions confirm, liquidity providers will start to earn fees from interest and emissions on their assets.

To withdraw the supplied assets, use the same UI section to withdraw your assets. After the withdraw transaction confirms, your asset will be withdrawn back to your wallet.

Liquidity Utilization

Genera's lending and debt operations are entirely managed by smart contracts on the Neura Blockchain. Supply and interest rates are dynamically adjusted based on supply and demand, and the asset's capital utilization rate at any given time: if there's an increase in utilization, interest rates automatically rise, if an asset is under utilized, they fall. This allows for an efficient money market to emerge which dynamically rebalances liquidity in real time ccording to the needs of the market.

Universal over-collateralization of asset pools keeps debt secure.

Notes

NOTE: If your assets are being borrowed at the time, withdraws will not confirm until the borrower has repaid these assets to the pool. Your supply liquidity will however continue to earn interest until the borrowed funds are paid back in full and you can withdraw. Ususally Assets are not fully max borrowed, so lenders can always withdraw their supply liquidty without delays.

NOTE: If you have debts at the time, you will only be able to withdraw a % of you supplied assets, to protect the over-collateralization of the pool. To withdraw all of your assets, settle your debt in full.